In a world where suddenly there is so much more uncertainty, instability, and risk, how we think about retirement may change. Watch our explosive new webinar, What Coronavirus Has Taught Us About Retirement, where we discuss:

Topics discussed in this webinar:

  • The SECURE Act (for You) – RMDs Age Changed to 72… Is it time to revisit your retirement income strategy?
  • The SECURE Act (for Your Heirs) – Stretch IRA Opportunities are Reduced… How will this impact your loved ones?
  • Global Events – How will political and economic events shape your financial returns in the future?
  • Retirement Savings – How much money will you need to save so that you don’t run out?
  • Estate Planning – Are your legal documents in order? What happens if they’re not?
  • Social Security – How can you maximize your benefits and protect your spouse?
  • Longevity Risks – At what age will you likely need assisted care and how much will it likely cost?
  • Taxes – What are the best strategies for reducing taxes on your retirement savings and investments?
  • Retirement Income – How much money can you take each year? How does that change if the markets decline?
  • The Markets – Will your retirement income come up short if the markets drop sometime during your retirement?

The financial markets may be in flux, but for us, it’s business as usual.  If you’re unsure about the safety of your retirement income or your exposure to market volatility, you must take action today! Start by registering for our complimentary webinar.

Sign Up Today!

MEET THE EXPERTS

Doug Ray, MBA, ChFC, RICP®
President, The Wealth Guardians

Doug has been a financial advisor for more than 30 years and specializes in working with those approaching or in retirement. He holds designations as a Chartered Financial Consultant ChFC®, Retirement Income Certified Professional RICP ®, CLTC and has been recognized as a Top of the Table insurance professional for the last 9 years. These designations have strict educational and ethical standards and are considered top industry credentials. Born in Winston, Doug graduated from East Carolina University in 1979 then served 8 years of active duty in the U.S. Navy as a combat aviator and instructor. During his instructor tour in Pensacola he completed his MBA with a concentration in finance. He and his family returned to N.C. in 1988 where Doug worked for Merrill Lynch for almost 10 years. In 1998 Doug opened his practice as an independent financial advisor in order to offer his clients the best financial products for their goals without the pressure of corporate financial firms. He has offices in South Charlotte and Clemmons with clients throughout North and South Carolina.

Brice Payne
Investment Advisor Representative, The Wealth Guardians

Brice has been a licensed and practicing Investment Advisor Representative since 2010.  He holds his Series 65 license and is certified with the National Social Security Association. Brice graduated from The University of Redlands with a degree in Communications. Upon getting his teaching certificate from The University of Colorado at Boulder, he served in The Peace Corps in Honduras for two years. After starting his own family, he moved from education to advising, where he now thrives on helping clients create a sound financial plan so they can make the most of their retirement years.

Brian Williams
Managing Partner, Alphastar Capital Management

Brian is the Managing Partner of Alphastar and is responsible for the overall performance, growth, and operations of the firm, focusing on the big picture and long-term vision for Alphastar’s future. Alongside the ownership team, he formed the RIA in 2011 with a clear vision to build a world class organization. Brian received his MBA from North Carolina State University in Raleigh, North Carolina. He also holds a Bachelor of Technology in Business Technology as well as an AAS in Aviation.

Tony Parish, CFA®, CQF
Chief Investment Officer, Alphhastar Capital Management

Tony joined Alphastar as Chief Investment Officer in April 2019, acting as Chair of the Investment Committee and overseeing and guiding Alphastar’s investment policies, money manager partnerships, and portfolio model offerings.  Tony brings a wealth of experience to the Alphastar team, most recently having worked with Sage Advisory Services in Austin, TX as the Director of Quantitative Strategies; helping manage multiple objective-based investment strategies and serving on the firm’s Investment Committee, providing input on ~$12.5 billion of AUM. Tony is a Chartered Financial Analyst (CFA®) and holds a Certificate in Quantitative Finance (CQF). He earned his MBA, with a concentration in Finance, from Fordham University in New York, a Certificate in Data Science from the University of Washington, and a BFA from Concordia University in Montreal.

DISCLOSURES:

Investment advisory and financial planning services are offered through Alphastar Capital Management LLC (“Alphastar”), a SEC registered investment adviser. Wealth Navigators and Alphastar Capital Management, LLC are separate and independent entities. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Wealth Guardians offers insurance products through individuals licensed to sell insurance. Comments regarding guaranteed returns or income streams refer only to fixed insurance products offered by Wealth Guardians and, unless specifically stated, do not refer in any way to securities or investment advisory products offered by Alphastar. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company and are not offered or guaranteed by Alphastar.