The Vault with The Wealth Guardians
The Vault with the Wealth Guardians is a video series that takes a deep dive into all things retirement planning. Videos from the series can be played below.
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So what is a special $53K split-interest gift annuity and should you have one? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss how you can benefit from split-interest gifts and how they differ from qualified charitable distributions (QCDs). #retirement #clemmonsnc #greensboronc #winstonsalemnc ______________ read more
Are you considering precious metals as part of your portfolio? On this episode of The Vault with The Wealth Guardians, Doug Ray and Garrett Ray provide their thoughts. #clemmonsnc #greensboronc #winstonsalemnc #retirement #preciousmetals _____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC regist read more
What is an RICP and should you get one? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss what the designation stands for, what the educational requirements are, where the course can be found, whether all financial advisors should get one, and whether you get a good education out of the course. #retirement #cl read more
Have you ever wondered what data is used by investors and economists to predict and understand how our economy is doing? On this episode of The Vault with The Wealth Guardians, Garrett Ray and Brice Payne leading and lagging economic indicators. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________Investment Advisory Services read more
Do you want to do a rollover of your current employer plan but you have no idea where to start? On this episode of The Vault with The Wealth Guardians, Garrett Ray and Brice Payne talk about what a rollover is and how to initiate one. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________Investment Advisory Services offered thr read more
Why would you consider filing for your Social Security benefits at age 62, the earliest possible time? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss Social Security filing options and why age 62, in some cases, might make more sense instead of filing later on. #SocialSecurity #Retirement #clemmonsnc #green read more
Do you know the different ways you can roll over money from an old employer plan to a 401(k) or IRA of your choosing? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray talk about different types of rollover options you might have. #clemmonsnc #greensboronc #retirement #winstonsalemnc _____________________Investment read more
What is a parabolic move in asset prices and should you be concerned if you see one? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss what parabolic moves are and how they impact your portfolio.Sources:StockCharts.com: https://stockcharts.com/ https://genuineimpact.substack.com/p/from-tulip-mania-to-meme-sto read more
Did you know there's a way to take distributions from your retirement savings before age 59 1/2 and without a 10 percent penalty? It's called the SoSEPP Rule. On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray discuss what the SoSEPP Rule stands for, who qualifies, what the complex rules are around it, and w read more
Have you ever wondered what the historical rate of return on housing is and how it compares to other investments? On this episode of The Vault with The Wealth Guardians, Garrett Ray and Brice Payne look at the comparison between housing and other investments, housing returns by decade, and how calculating housing returns can be more complicated tha read more
So what do the Santa Claus Rally, January Effect, and the Super Bowl have in common? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss these market predictors and the implications they can and have had._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC reg read more
Do you know about the seven changes the government has made to Social Security for 2024? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss increases to cost-of-living adjustment (COLA), the taxable maximum, maximum benefits you can expect, Medicare premiums, the financial health of Social Security, states that read more
Do you know what the rule of 55 is and how it can help you in retirement? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray talk about what the rule of 55 is and how it can be used to avoid early IRS distribution penalties._____________________Investment Advisory Services offered through Alphastar Capital Managemen read more
Are you considering retiring soon? Are you running into terminology that has you confused? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray discuss 10 terms that all retirees should know. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________Investment Advisory Services offered through Alphast read more
What things should you consider for you and your family when calculating a budget in retirement? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray talk about forecasting a budget in retirement, monthly routine expenses, debt, future expenses, planning for inflation, and considering what happens when a spouse passes read more
Have you ever wondered how a financial professional trades a stock or ETF when the markets are open? Do you know the difference between a market order, limit order, or stop order? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray dive into these three market orders you should know about. #retirement #stockmarket #c read more
Are you allowed to do a Roth conversion with your IRA? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss eight common misconceptions about doing IRA to Roth conversions. #retirement #rothira #clemmonsnc #greensboronc #winstonsalemnc _____________________Investment Advisory Services offered through Alphastar Ca read more
Are you missing out on utilizing valuable tax loss harvesting opportunities each year when you file your taxes? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss what tax-loss harvesting is, what capital gains taxes look like versus ordinary income taxes, and the "wash sale" rule. #taxes #clemmonsnc read more
Do you know what the market's average rate of return has been? What about the market's rate of return from the end of the financial crisis in 2009 to today? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss market return expectations, fear and greed and the role that they play in poor investment decisi read more
Are you looking for a few strategies to help you pay off debt? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray take a dive into three of their favorites... two you may have heard of but a special one you may not have. #retirement #winstonsalemnc #clemmonsnc #greensboronc _____________________Investment Advisory S read more
Do you give charitably in retirement and don't know what a QCD is? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss what QCD stands for, what they are, and how you can use a QCD to your advantage in retirement and pay Uncle Sam less than what you normally would. #retirement #winstonsalemnc #clemmonsnc #gr read more
Does the stock market always go down when inflation rates go up? Has the stock market ever gone up with high inflation? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray talk about the impacts of inflation, what inflation influences other than prices, when inflation is most painful, what is a "real return" read more
How do you roll over a 401(k) to an IRA and is that something you should even consider? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne cover the differences between employer-sponsored plans like 401(k)s, TSP accounts, 457s, 403b's, and your traditional IRAs. They discuss what a rollover is, how the process work read more
Do you want to know the top tips to maximizing your investing potential? Have you ever thought about what steps you haven't considered to improve upon your overall investment picture? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray share their top two tips with you, including a bonus tip at the end! #retireme read more
Does filing for Social Security at age 67, or your full retirement age, really move the needle versus filing at age 70? On this episode of The Vault with The Wealth Guardians, financial planners Garrett Ray and Brice Payne break down the differences. The end results may surprise you! #retirement #northcarolina #winstonsalemnc #greensboronc #clemmon read more
What impact does spending an additional $1K per month have on your retirement nest egg? You may be surprised! On this episode of The Vault with The Wealth Guardians, Garrett Ray and Brice Payne use a case study to show you the difference. #Retirement_____________________The information provided is for educational purposes only and are not intended read more
What impact can doing a Roth IRA conversion make on your retirement savings? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne take a look at a fictitious client and examine the extensive differences between converting an IRA account to a Roth IRA or not. You'll be shocked! #Retirement #RothIRA #winstonsalemnc ___ read more
On this episode of The Vault with The Wealth Guardians, Brice Payne is joined by special guest Alicia Barnette to discuss the five things you should know about asset based long term care (LTC). #LongTermCare _____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or read more
Can you file for Social Security while you're still working? On this episode of The Vault with The Wealth Guardians, financial planners Brice Payne and Garrett Ray discuss the earnings test and what happens the the withholdings Social Security takes while still working._____________________The information provided is for educational purposes on read more
What are some of the legitimate reasons to file for Social Security as early as you can? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne cover different Social Security filing options, why you may want to wait, the five reasons you may consider filing earlier rather than later, and a few things to be aware of before read more
What is the best piece of financial advice you've received? On this episode of The Vault with The Wealth Guardians, financial professionals Doug Ray and Garrett Ray share with you some of their favorites. #Retirement _____________________The information provided is for educational purposes only and are not intended as investment advice for any read more
Is your Social Security check being taxed? Why and more importantly, can you stop it? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray dive deeper into this issue to provide clarity. #SocialSecurity #Retirement_____________________The information provided is for educational purposes only and are not intended as in read more
What's the difference between a lump sum pension and an income pension? Which should you choose? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne dive deeper to provide you with more insight._____________________The information provided is for educational purposes only and are not intended as investment advice fo read more
Are you making a mistake by converting your IRA to a Roth? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne provide some food for thought._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained h read more
Why would you want to rollover your 401k into an IRA? On this episode of The Vault with The Wealth Guardians, Garrett Ray and Brice Payne discuss the differences between the two, when a rollover can be initiated, and the pros and cons of making the decision or not._____________________The information provided is for educational purposes only and ar read more
Can you really retire comfortably with less than $1 million saved up? It depends. On this episode of The Vault with The Wealth Guardians, Garrett Ray and Brice Payne discuss scenarios you should consider._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or ent read more
What is net unrealized appreciation (NUA)? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne explain what NUA is, why it matters, and cover two case studies... one that takes advantage of NUA, the other that doesn't, and what difference it makes._____________________The information provided is for educational purp read more
So you fall into the 22 percent tax bracket but your effective tax rate is only 9 percent? How does that work? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray explain the differences between an effective tax rate and your tax bracket, and how a standard deduction plays a role in each._____________________The info read more
So you've heard talk about Roth conversions but you have no idea what they are or if you should even do one. On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray break down Roths vs IRAs, differences between contributions and conversions, the five year rule, and when it might make most sense for you to do a Roth t read more
Are you receiving or about to receive your Social Security benefits and have no idea how that income may be taxed? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne tackle the following: paycheck contributions, adjusted gross income vs provisional income (aka combined income), earnings tax brackets, and the earnings t read more
What restrictions do you need to consider when taking money out of your Roth IRA? On this episode of The Vault with The Wealth Guardians, Brice and Garrett break down all of the distribution rules, discuss how your age matters, and how the age of your Roth IRA account also matters._____________________The information provided is for educational pur read more
Are you considering filing for Social Security benefits? Then you may or may not have heard about the Social Security Earnings Test. What's it all about? In this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray break this important topic down._____________________The information provided is for educational purposes on read more
You've done it! You've retired but you're on a fixed budget and you're thinking about making a big time purchase. Will you come to regret it? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne break down some of the common large purchases retirees come to regret and why._____________________The informat read more
You've recently retired and now you're wondering if you've taken care of everything you need to for a successful retirement. On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne cover seven important items you need to check off your list._____________________The information provided is for educational purpose read more
By now you've heard about Silicon Valley Bank and others shuttering their doors and you may be asking yourself if your bank is next. On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne offer their thoughts and insights._____________________The information provided is for educational purposes only and are not intende read more
So you just turned your investment accounts over to a financial planner and you may be asking yourself, "wait a minute... how do financial advisors get paid, anyway?" Tune into this episode of The Vault with The Wealth Guardians as Brice Payne and Garrett Ray break down the different ways advisors are paid and why it matters to you as a c read more
What are capital gains taxes and when do you have to pay them? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray cover the difference between short and long term capital gains, what the tax rates are for both, and discuss whether you have to pay capital gains on dividends._____________________The information provid read more
What's a required minimum distribution and how does it impact your retirement plan? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray talk about what RMDs are, what accounts they impact, why we have to take them, how it's calculated, how to get around RMDs legally, and more._____________________The informat read more
Ages 50, 59 1/2, 62, 73 are super important when planning for retirement. But why? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray break down why these ages matter and what they mean for your retirement planning._____________________The information provided is for educational purposes only and are not intended as read more
What impacts can rising interest rates have on your portfolio? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne break down this important topic._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information conta read more
On this episode of The Vault with The Wealth Guardians, Doug Ray and special guest Hamilton Morales answer some of the most complex Social Security questions ever asked._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained he read more
What's a LIRP and how could it help you pay less taxes in retirement? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne break down the benefits._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information co read more
What is sequence of return risk and why does it matter? On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray break down everything you need to know._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information co read more
On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss nine types of investment risks that you should be aware of and watch out for._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herei read more
On this episode of The Vault with the Wealth Guardians, Doug Ray and Brice Payne discuss what you don't know about long term care coverage and why it's so important._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information containe read more
On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss reasons why you may want to convert your IRA to a Roth. Tax benefits, how they differ from pensions and 457s, contribution limits and requirements, conversion limits and requirements, RMDs, and all things in between. _____________________The information provide read more
On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne talk about 2023 tax law changes you need to know about. Hint, hint... there's some good news._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information con read more
On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne talk about market capitulation... what is it and why does it matter to your retirement plan?_____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information containe read more
On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss their thoughts about what the markets may do throughout 2023. _____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed t read more
Can a life insurance policy help you accomplish your legacy goals? On this episode of The Vault with The Wealth Guardians, Garrett Ray and Brice Payne discuss what a legacy goal is, how universal life insurance works, trade offs to having a life insurance policy, and review a real case scenario. #clemmonsnc #greensboronc #winstonsalemnc #retirement read more
Do you think you qualify for a special Social Security situation? On this episode of The Vault with The Wealth Guardians, Garrett Ray and Brice Payne discuss two client case studies and whether the lessons learned in both success and failure can assist you as you begin or continue your planning. #socialsecurity #clemmonsnc #greensboronc #winstonsal read more
The Wealth Guardians Radio Show
Tune in as Doug, Brice, and Garrett share their thoughts on the economy and overall financial landscape and how it relates to planning for your secure and enjoyable life in retirement. Listen live Saturdays at 9:30 AM on WPTI 94.5 on Sunday’s at 8:30 AM on WTOB 96.7. Past shows can be played by clicking below.
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne review their retirement planning quiz. Can you score an A+? The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winsto read more
On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray discuss why financial planning is and should be different for women in addition to talking about how one overlooked issue can sink your retirement plan.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Garrett Ray discuss the many components of wholistic financial planning and why this planning is much more than just how your portfolio is allocated.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on read more
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston- read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss why financial planning is harder than it used to be and how you can make necessary adjustments.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss how good money habits might be holding you back, contrary to how it sounds.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retire read more
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne talk about questions you should be asking your financial advisor, including: how advisors get paid, how they would describe their typical client (age, net worth, etc.), how much contact they have with clients, and more.The Wealth Guardians Radio show is hosted by Doug R read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Garrett Ray talk about the power of delayed gratification when it pertains to planning for retirement and how patience pays. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morni read more
On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray talk about ways to tighten up loose ends for easy wins in personal finance.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's W read more
On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray discuss how to successfully climb the retirement mountain.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #ret read more
On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #ret read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss money mistakes you need to avoid making.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clem read more
On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray discuss the specific needs of high-net worth individuals when planning for retirement. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-S read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss some hidden questions that often aren't asked and should be in retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Wins read more
On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray talk about some of the common economic apocalyptic predictions made each new year and offer their thoughts.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning read more
On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #reti read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss how the financial fundamentals of retirement are changing and why it matters to you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss how to navigate finances after losing a spouse to include strategies and mistakes to avoid. In the second segment, Doug and Brice discuss required minimum distributions (RMDs).The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday m read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._________ read more
On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray review a case study in tax minimization strategies.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.____________ read more
On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne continue the previous week's discussion about universal truths in retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Sa read more
On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray ponder the question, are universal truths in retirement planning? Their thoughts may surprise you!The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on read more
On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._______ read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss whether it's a good idea to include real estate investments in your retirement portfolio.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 o read more
On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray continue their discussion about exposing common retirement planning complaints.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem' read more
On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray expose common retirement planning complaints.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.__________________ read more
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne talk about how to navigate the transition to a new financial advisor. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 read more
On this edition of the Wealth Guardians Radio Show, Brice Payne talks about mistakes pre-retirees often make and more.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.The Wealth Guardians http read more
On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne talk about how to spot problematic personalities of rogue financial advisors.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTO read more
On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retir read more
On this edition of the Wealth Guardians Radio Show Garrett Ray and Brice Payne discuss the typical disputes couples face regarding finances in retirement and what to prepare for.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 o read more
On this edition of the Wealth Guardians Radio Show Garrett Ray and Brice Payne discuss the importance of timing in your retirement preparations. #RetirementThe Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's read more
On this edition of the Wealth Guardians Radio Show Doug Ray and Alecia Barnette discuss how you can mitigate long term care risk with insurance options.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB read more
On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray discuss how to master cashflow in retirement in addition to understanding income in retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Wi read more
On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._______ read more
On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne ask the question, "why would you not invest in a 401k" and provide their thoughts.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston- read more
On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne prepare to celebrate the birth of our nation by discussing how the Wealth Guardians itself came to be and what we offer to our clients and community.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s read more
Turns out we can learn a lot from teachers about financial planning. On this episode of The Wealth Guardians Radio Show, Doug Ray and Brice Payne review some financial planning lessons from the classroom! #Retirement_____________________The information provided is for educational purposes only and are not intended as investment advice for any indiv read more
On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._______ read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett continue their deep dive into the biggest money mistakes you need to avoid when planning for retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 8:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Win read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss the next steps you should take in your retirement planning journey.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 8:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.__ read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss the biggest money mistakes you need to avoid when planning for retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 8:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB read more
On this edition of the Wealth Guardians Radio Show Doug and Brice open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.____________________ read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss how age and wisdom impact financial planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________The read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss when and how to rebalance your portfolio.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________The inf read more
On this edition of the Wealth Guardians Radio Show Doug and Brice sit down with the one and only Hamilton Morales to talk about all things Social Security.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's W read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett dispel some of the most common myths about Social Security.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._______________ read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._________________ read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss unexpected expenses in retirement that you have yet to plan for.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____ read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss the recent collapse of Silicon Valley Bank... why it happened and what it means to you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Sale read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss how golf can relate to your retirement planning... just in time for spring!The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98 read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss the purposes your different and specific retirement accounts serve.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss the main financial fears for retirees and how to mitigate them with proper retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Wins read more
On this edition of the Wealth Guardians Radio Show Garrett and Brice discuss four ways the SECURE Act 2.0 may impact you in 2023.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.______________ read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett break down a 2023 version, 10 point checklist for retirement preparedness.____________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliabl read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss what they see ahead in 2023 and how it could impact you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss five 401k mistakes to avoid.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about preparing for stock market volatility in 2023.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about stock market topics you need to know about.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Brice and Garrett open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss how to make smart financial decisions during major life events.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss whether the grass on the other side is always more green when it comes to retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston- read more
On this edition of the Wealth Guardians Radio Show Doug and Brice talk in-depth about Social Security issues.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what football can teach us about retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the state of the stock market and what they see coming up.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Brice and Garrett talk about why controlling greed, fear, and other emotions when planning for retirement is so important.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Win read more
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about why retirement planning isn't what it used to be and how that may impact you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem' read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett talk about the importance of reading the fine print when it comes to your retirement planning decisions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Win read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss how procrastinating on these important money moves can ruin your financial future.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss how taxes can impact your retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss irreversible financial decisions and how they can impact your retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem' read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss how taxes can impact your retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice unravel the Inflation Reduction Act and what it means for you and the nation.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Brice answers listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Brice discusses our retirement planning process, including who we are, what financial planners do, and why you need one for your retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morn read more
On this edition of the Wealth Guardians Radio Show Brice and Garrett answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss red flags investors should look for when choosing a financial advisor.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss picking sides in important financial debates.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this episode of The Wealth Guardians, Doug and Brice break down retirement statistics that are both encouraging and disturbing. Where will you find yourself?The Wealth Guardians https://www.thewealthguardians.com/704-248-8549336-391-3409
On this edition of the Wealth Guardians Radio Show Brice and Garrett answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what they're seeing in the markets and how it may impact you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss important birthday's to remember when planning for retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Brice and Garrett break down some common financial jargon.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss items you should check as you countdown to retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug, Brice, and Garrett discuss housing considerations you should be making prior to and in retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's W read more
On this edition of the Wealth Guardians Radio Show Doug, Brice, and Garrett discuss whether your unintended "money bias" is holding you back in your planning for retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9 read more
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss the credentials of financial advisors and why they matter.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice welcome Doug's son Garrett to the show and to the Wealth Guardians family!The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss risk in investments and when it may be too much.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what they're seeing in the markets so far in 2022 and what to expect as the year plays out.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Wins read more
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how important it is to have a financial planner in your corner during these complicated times.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winst read more
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how to ensure your financial advisor isn't dropping the ball on you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98 read more
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how avoid fumbling in the retirement red zone.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how to overcome obstacles in retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice break down some 2022 economic predictions from others and some of their own.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show we revisit some of the most important moments in 2021 from our show.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice review some unreasonable retirement planning requests and how to stay away from making the same mistake.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winsto read more
On this edition of the Wealth Guardians Radio Show Doug and Brice give a market update and answer listener questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice want to help listeners get to know them a bit better.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about client outcomes they're thankful for in 2021.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer a question about Social Security survivor benefits.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss the impacts of inflation on your retirement planning as well as how to hedge against it.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem& read more
On this edition of the Wealth Guardians Radio Show Doug and Brice drill down on topics related to Social Security.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss important financial decisions facing couples.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss what you should consider putting off and not when thinking retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTO read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss what factors they consider when meeting with potential clients.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about diagnosing various retirement planning issues.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what makes them tick as financial advisors.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice keep it light and roll through some financial advisor jokes.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the three worlds of money.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk what advisors mean when they talk about certain definitions or words and how to make sense of them.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winsto read more
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about warning signs they're seeing in the markets that you may want to prepare for.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem' read more
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the mistakes they most commonly see new clients making.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about tax season and changes you need to know about.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice provide insight into the most common financial questions they're asked and the answers they provide.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winsto read more
On this edition of the Wealth Guardians Radio Show Doug and Brice dive into the current state of the markets and what it means for you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice dive into everything interest rates and what they mean for you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice dive into various alternative investments.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice break down common and not so common financial terms and what they mean for you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 A read more
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about taxes in retirement and answer listener questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the lifestyle you want to live in retirement and how to make that a possibility.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's read more
On this edition of the Wealth Guardians Radio Show Doug and Brice review things nobody says in the financial world and for good reason.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the impacts of unplanned expenses in retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice take a deep dive into everything Social Security.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
You had questions, they had answers! Check out this past weekend's show where Doug and Brice answered listener questions about all things retirement planning. Some of the questions may just be some of the answers you need to hear!
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about diversification and what it is and isn't.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about life insurance as an asset class.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice discussed how complex or not your retirement and investment portfolios need to be.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98. read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discussed how to bring your retirement plan into the 21st century.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how to handle market volatility and what moves you should and shouldn't make.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem' read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss eye-opening statistics on how Americans save for retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the financial decisions you may have made or not made during the COVID-19 pandemic and what the impacts may or may not be.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sun read more
On this edition of the Wealth Guardians Radio Show Doug and Brice answer questions submitted by listeners.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice review some financial famous last words and why they're not always a good thing.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 9 read more
On this edition of the Wealth Guardians Radio Show Doug and Brice make sense of often confusing financial definitions and terms.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what our economic recovery may look like and review the kinds/shapes that they take.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem&# read more
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about COVID-19 resulting in people having to retire before they had planned.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 read more
Which way will the recovery go? An important question on the minds of many at the moment. Check out this past weekend's show for Doug and Brice's thoughts on how things may play out.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morni read more
On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss the advice of Dave Ramsey... the good, the bad, and the ugly.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss why now isn't the time to put your retirement planning on hold.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss whether market volatility will cease once the COVID-19 pandemic is over or whether it's our new normal.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:3 read more
On this edition of the Wealth Guardians Radio Show Doug and Brice discuss the record setting bear market of first quarter 2020 and how the Small Business Association wants to help lessen the sting.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunda read more
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the importance of a second opinion relating to your finances and retirement plan.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem' read more
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the recent impacts COVID-19 has had on the stock market and provide their thoughts about how to protect your investments.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sund read more
***IMPORTANT*** Doug spoke with The KC O'Dea Radio Program on 94.5 WPTI this morning about the impact of coronavirus (COVID-19) on the stock market. Make sure to listen to his thoughts!
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about conventional wisdom not being the best guide in some cases as it relates to your retirement and financial planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday mor read more
On this edition of the Wealth Guardians Radio Show Doug Ray talks about filing for your Social Security benefits and the importance of your timing.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 read more
On this edition of the Wealth Guardians Radio Show Doug Ray talks about 2020 taxes and how they may impact your retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug Ray talks about financial mistakes to avoid in 2020 and answers listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98 read more
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the SECURE Act and what it means for your retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug Ray talks about finding the right financial advisor.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the impact coronavirus is having on the stock market and how best to protect your assets during this pandemic.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning read more
On this edition of the Wealth Guardians Radio Show Doug Ray talks about the dangers of what your financial advisor may not know or may not tell you about.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WT read more
On this edition of the Wealth Guardians Radio Show Doug Ray asks whether you're a "good saver" and if that's enough.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show Doug Ray talks about year end deadlines for retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show and in the spirit of Halloween, Doug Ray talks about scary issues facing you in retirement and how to overcome them so that you enjoy your retirement years.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and read more
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about what happens to your retirement plan when your spouse passes away.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray discusses key dates and ages related to your retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray discusses other considerations you need to make in retirement planning other than the amount of money you've accumulated.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning a read more
On this edition of the Wealth Guardians Radio Show, Doug Ray asks the question of whether it's a mistake to retire early and provides insight!The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 read more
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about back to school time and why it's really back to school for your retirement planning!The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem&# read more
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the fact that what your advisor doesn't know could hurt you in retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem read more
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the many different faces of risk in retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the fact that there's more to successful retirement planning than money.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI and each Sunday morning at 9:30 on Winston-Salem's WTOB 980AM read more
On this past weekend's edition of the Wealth Guardians Radio Show, Doug Ray talks about whether you should roll over employer provided retirement plans.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI and each Sunday morning at 9:30 on Winston-Salem's @WT read more
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about some of the pitfalls that you can encounter if your advisor isn't up to speed.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's W read more
On this edition of the Wealth Guardians Radio Show, Doug Ray asks whether you will achieve financial independence during retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about ensuring that your money lasts as long as you do.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray talks whether or not you're taking unnecessary risks in your retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 read more
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the importance of estate planning and leaving a legacy.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about how to save properly for a successful retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray answers a listener question about Roth conversions: when is the right time and how much to convert.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem read more
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the unique challenges women face in planning for retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about IRA inherited trusts and asks the question, are you "trust"worthy?The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98 read more
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about critical decisions that can make or break your retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about how to save tax dollars with the new tax system in place.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about 401K mistakes to avoid.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about whether you should be worried about the future of Social Security.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about whether you're ready to retire and if you can.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about new laws and rules that take effect in 2019 and what you need to know.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about new retirement realities and how they impact you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about recent unease in the stock markets and whether or not you should be worried.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/
On this edition of the Wealth Guardians Radio Show, Doug Ray speaks with Bob Rinear of InvestYourself.com about the stock market, politics, and more.
On this edition of the Wealth Guardians Radio Show, Advisor Brice Payne answers listener questions about retirement and estate planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Charlotte, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/
On this edition of the Wealth Guardians Radio Show, Doug Ray talks about retirement traps to avoid.
On this edition of The Wealth Guardians Radio Show, Doug Ray talks about stock market performance in 2018 and what we can expect as we approach 2019.
You've got questions, we've got answers! Check out this past weekend's show where Doug answers questions from the past month!
In the October 27, 2018 edition of The Wealth Guardians, Doug talks about how to maximize your retirement accounts.
In the October 20, 2018 edition of The Wealth Guardians, Doug Ray answers questions from listeners.
In the October 13, 2018 edition of The Wealth Guardians, Doug Ray talks about the "trade war" with China and recent gains and losses in the markets.
How much of your retirement will Uncle Sam get? Check out this past weekend's show where Doug discusses some very valuable information as to how to take advantage of the tax code and become as tax efficient as possible!
The end of the year is rapidly approaching and there are some deadlines you need to pay attention to. Check out this past weekend's show where we discuss these deadlines and how they can impact you positively and negatively!
You've got questions, we've got answers! Check out this past weekend's show where we answered your questions submitted over the past month! #Retirement #RetirementPlanning #Charlotte #Greensboro #Clemmons
Do you know what the "sandwich generation" is? It's those that are tasked with caring for their own children and their aging parents. Listen to our show from this past weekend where Doug talks about real life stories as well as advice regarding caring for aging parents. #Retirement #RetirementPlanning #ElderCare
The lessons of the Great Recession still linger and ring true. Check out this past weekend's show where Doug talked about lessons learned. #Retirement #RetirementPlanning #Charlotte
Maximizing your Social Security benefits is great but minimizing the impact of taxes is even better! Check out this past weekend's show where advisor Brice Payne discusses this issue and more!
Estate planning is critical to protecting your heirs and your legacy. Check out Doug's thoughts in this past weekend's show!
In his May 26, 2018 show, Doug discusses what target date funds are and whether or not to use them in your 401K plan.
Women face unique financial challenges for many reasons including longer life expectancy, head of household responsibilities, etc. Check out this past weekend's show where Doug addresses the specific financial challenges women are facing in today's world!
Do you know how 2018 tax law changes will impact you? Check out this past weekend's show as Doug covers everything you'll need to know! #Retirement #RetirementPlanning #Taxes #Charlotte #Greensboro #Clemmons
It's baaaaaack! Market volatility returns and Doug has some thoughts about how to protect yourself in this past weekend's show!
You asked and Doug answered! Check out this past weekend's show where Doug answered common questions regarding various retirement account issues! #Retirement #RetirementPlanning
Should you roll with It? Doug gives you his thoughts in this week's show!
The theme of the NCAA basketball tournaments is to "survive and advance". Learn how this applies to your retirement in this show from March 24th!
Are you 401k smart? Doug answers TONS of 401k-related questions in his March 17, 2018 show!
In his March 10, 2018 show, Doug discusses threats to your retirement budget.
Check out some common questions that Doug receieves and hear his answers in this past weekend's show! #Retirement #RetirementPlanning #Charlotte #Greensboro #Clemmons
In his February 10, 2018 show, Doug discusses the new world of retirement planning.
On his December 16, 2017 show, Doug discussed various financial deadlines that are upcoming and need your attention!
For his February 03, 2018 show, Doug discusses retirement decisions and the risks you face.
Make sure you avoid these retirement traps!
In the November 11th installment of the Wealth Guardians with Doug Ray, Doug answers a listener's question about recharacterization of a Roth IRA and how you may be able to save yourself from a headache!
Did you miss this past weekend's show? No worries! Check out the full show below where Doug answers a listener's question "Should I use retirement funds to help with my son's college education?" #Retirement #RetirementPlanning #Charlotte #Greensboro #Clemmons
Decisions. Decisions. Decisions. Each day you make thousands of decisions. Some of them have few, if any, long-lasting consequences; others however, can have a huge impact on your life. This is especially true when it comes to financial decisions regarding your retirement plan. So, will you make the right decisions?
Do you know which retirement rules DON'T apply anymore?! Check out this past weekend's show for Doug's thoughts on the matter! #Retirement #RetirementPlanning #Charlotte #Greensboro #Clemmons
In his August 19, 2017 show, Doug Ray discusses what's causing the current stock market rally, how long to expect it to continue, etc.
Will they swing high or will they swing low? Doug discusses in this show!
If it's good enough for Coach Jim Harbaugh could it be good enough for you? Check out this past weekend's show where Doug discusses the living benefits of whole life insurance and how your money could work in ways you never imagined all without risk and tax free!
It's official! The FIDUCIARY standard. What is it and does it really protect you? Check out Doug's thoughts!
OUCH! What bit me?! Uncle Sam and the IRS take another bite of my retirement? What's the answer? Doug discusses his thoughts in this past weekend's show!
Complacency can be dangerous and costly when you're close to retirement. Can you afford to ride the current 'up wave' on it's way down?! Check out this past weekend's show for more info from Doug!
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his May 20, 2017 show, Doug talks about whether we're in a bull or bear market.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his May 06, 2017 show, Doug asks the question as to whether or not we're in a bubble what what the experts have to say.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his April 29, 2017 show, Doug walks through some real life case studies of successful retirement outcomes.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his April 22, 2017 show, Doug gives his opinion regarding the current state of the markets.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his March 25, 2017 show, Doug discusses competitive returns on tax free income.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his March 18, 2017 show, Doug talks about the biggest concerns for retirement.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his February 18, 2017 show, Doug discusses talks about summer and fall 2016 changes that are impacting 2017.
Do you know what a progressive tax system is? Check out this past weekend's show where Doug answers that question and others submitted by listeners! #Retirement #RetirementPlanning #Taxes #Charlotte #Greensboro #Clemmons
In his January 13, 2018 show, Doug dives into various financial case studies as a way to educate listeners about retirement related financial concerns.
In his January 06, 2018 show, Doug discusses the new tax law and how it may impact listeners.
In his December 23, 2017 show, Doug talks about financial considerations that people should make regarding the new tax bill passed by the Congress and signed by the President in late December 2017.
Big changes are coming for Social Security! Are you ready? Check out this past weekend's show for info and Doug's take!
Learn some tips about how to maximize your retirement accounts by listening to this past weekend's show below! #Retirement #RetirementPlanning #Charlotte #Greensboro #Clemmons
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his April 08, 2017 show, Doug discusses six critical milestones for a happy retirement.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his March 04, 2017 show, Doug tells the story of the 401k isn't what it was intended to be and may not end 'happily ever after'
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his January 14, 2017 show, Doug looks back at 2016 and looks ahead to what 2017 may bring for your financials!
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his November 12, 2016 show, Doug talks about how to take advantage of your investments under a Trump presidency.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his November 05, 2016 show, Doug speaks with Michelle Rademacher of "Hope for the Warriors".
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his October 15, 2016 show, Doug discusses everything 401(k) related.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his October 01, 2016 show, Doug visits with Social Security expert Hamilton Morales.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his August 20, 2016 show, Doug discusses how the presidential candidates view retirement issues.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his August 06, 2016 show, Doug discusses taxes upon Social Security benefits.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his July 23, 2016 show, Doug discusses the current state of the markets.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his July 16, 2016 show, Doug speaks with Bob Rinear, author of "Invest Yourself"
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his April 23, 2016 show, Doug talks about how cash flow is king!
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his April 09, 2016 show, Doug talks about upcoming important Social Security filing strategies and why they matter!
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his February 11, 2017 show, Doug discusses what a fiduciary is and why it may not protect your retirement savings!
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his January 21, 2017 show, Doug talks about the differences between a successful and not so successful retirement.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his December 10, 2016 show, Doug speaks with Brian Bailey from Financial Independence Group about how annuities can be good and bad in your retirement portfolio.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his December 03, 2016 show, Doug talks about things that your advisor may not know that could hurt you.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his November 19, 2016 show, Doug talks about Roth conversions.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his October 29, 2016 show, Doug discusses how retirement can be a bit scary but how to avoid common pitfalls and mistakes.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his September 17, 2016 show, Doug discusses how to keep more of your hard earned money.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his September 10, 2016 show, Doug discusses how important timing is to your retirement plans.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his August 27, 2016 show, Doug discusses common holes and pitfalls of some retirement plans.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his July 02, 2016 show, Doug discusses seven steps to financial independence!
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his June 04, 2016 show, Doug discusses the economic recovery.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his May 14, 2016 show, Doug talks about the biggest risk to your retirement.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his April 30, 2016 show, Doug talks about how to maximize your Social Security benefits.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his April 02, 2016 show, Doug compares a typical retirement from 1985 with today and explain why a retirement INCOME plan is more critical than ever because in 2016, "It Ain't Your Daddy's Retirement& read more
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his March 19, 2016 show, Doug identifies risks that you may not be considering and that will affect your retirement income and quality of life if you don't plan for them now.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his March 05, 2016 show, Doug speaks with national Social Security expert Hamilton Morales who reveals the latest changes to several Social Security filing strategies and why consulting a financial professional is read more
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his February 27, 2016 show, Doug discusses the the question: does a financial advisor cost you money or make you money?
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his February 20, 2016 show, Doug discusses the time and skill it takes to master your retirement plan alone and why help may be your best bet.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his February 13, 2016 show, Doug discusses the current market and financial happenings versus that of years past and why the differences may not be as stark as you remember.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his January 09, 2016 show, Doug discusses "Financial Fundamentals for the New Year".
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his December 12, 2015 show, Doug discusses 2015 economic and market updates.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his December 05, 2015 show, Doug talks about IRAs and how they may fit into your retirement plan.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his November 14, 2015 show, Doug explains how recent changes to Social Security may impact you.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his October 31, 2015 show, Doug discusses how to prepare for unexpected retirement roadblocks.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his October 17, 2015 show, Doug discusses tips for claiming Social Security benefits and pitfalls to avoid.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his August 15, 2015 show, Doug speaks with Josh Bernstein. Spokesperson for Association for Mature American Citizens.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his August 01, 2015 show, Doug focuses his time on discussing tax efficient retirement income planning.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his July 25, 2015 show, Doug speaks with Philip Romero, author of “Your Macroeconomic Edge”.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his July 18, 2015 show, Doug speaks with David McKnight, author of “The Power of Zero".
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his June 27th show, Doug speaks with Alexandra Macqueen, co-author of “Pensionize Your Nest Egg”.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his July 4th show, Doug spoke with Tim Wood, Editor of Cycles News and Views.
Wealth Guardians with Doug Ray is a live radio show dedicated to serving those who are nearing retirement or who are already retired.For his June 20th show, Doug speaks with Laurence Kotlikoff, author of “Get What’s Yours".
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Company Videos
In the videos below, Doug Ray shares his journey to financial planning; his commitment to serving through financial services and retirement advice.
This is a video of Doug Ray talking about how he got into the retirement planning business.
This is a video of Doug Ray talking about why annual reviews are an important part of his client process.
This is a video of Doug Ray talking about what motivates him to help his clients.
This is a video of Doug Ray talking about his greatest fear for those he serves.
This is a video of Doug Ray talking about what he's most passionate about when serving clients.
Educational Whiteboard Videos
The Wealth Guardians
https://www.thewealthguardians.com/
704-248-8549
336 read more
If you're like most people, most of the time, you focus your financial efforts on maximizing your current income. But it's also important t read more
Too many retirees believe that they don’t have to do any planning in retirement. They spent years saving for their retirement and now they think read more
Many people believe Social Security will pay for their retirement, but Social Security was designed to be just a complement to a pension and invest read more
A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for yo read more
The Wealth Guardians
https://www.thewealthguardians.com/
704-248-8549
336 read more
What are required minimum distributions and how are they determined? Beginning at age 72, you must begin to withdraw money from your retirement acc read more
If you own investment property, you need to know how the IRS Section 1031, commonly referred to as a 1031 exchange, can work for you. A 1031 exchan read more
The Wealth Guardians
https://www.thewealthguardians.com/
704-248-8549
336 read more
The Wealth Guardians
https://www.thewealthguardians.com/
704-248-8549
336 read more
The Wealth Guardians
https://www.thewealthguardians.com/
704-248-8549
336 read more
The Wealth Guardians
https://www.thewealthguardians.com/
704-248-8549
336 read more
The Wealth Guardians
https://www.thewealthguardians.com/
704-248-8549
336 read more
The Wealth Guardians
https://www.thewealthguardians.com/
704-248-8549
336 read more
The Wealth Guardians
https://www.thewealthguardians.com/
704-248-8549
336 read more
The medical profession refers to high blood pressure as the silent killer. In investing, the silent killer is INFLATION.
The minimum return read more
Did you know that one of the greatest risks to your retirement portfolio can happen in the first years you retire? The timing of when you begin wit read more
Most Americans who turn 65 are eligible for Medicare, a federal program that covers many health expenses for seniors.
But the program is co read more
Statistics say there is a seventy percent chance that you or your spouse will experience a need for long-term care! Long-term care includes a range read more
Thousands of Baby Boomers are retiring each day, and many are wondering about the possibility of having to pay for expensive long term care.
<br read more