{"id":3245,"date":"2023-09-06T15:51:24","date_gmt":"2023-09-06T19:51:24","guid":{"rendered":"https:\/\/www.thewealthguardians.com\/staging\/3023\/?p=3245"},"modified":"2023-09-06T15:51:24","modified_gmt":"2023-09-06T19:51:24","slug":"what-does-financial-wellness-really-mean","status":"publish","type":"post","link":"https:\/\/www.thewealthguardians.com\/staging\/3023\/what-does-financial-wellness-really-mean\/","title":{"rendered":"What Does Financial Wellness Really Mean?"},"content":{"rendered":"<body><p><\/p><img decoding=\"async\" class=\"wp-image-3246 alignright\" src=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2023\/09\/September-20.jpg\" alt=\"\" width=\"501\" height=\"334\" loading=\"lazy\" srcset=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2023\/09\/September-20-200x133.jpg 200w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2023\/09\/September-20-300x200.jpg 300w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2023\/09\/September-20-400x267.jpg 400w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2023\/09\/September-20-600x400.jpg 600w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2023\/09\/September-20-768x512.jpg 768w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2023\/09\/September-20-800x533.jpg 800w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2023\/09\/September-20.jpg 899w\" sizes=\"auto, (max-width: 501px) 100vw, 501px\" \/>The concept of wellness is used often, generally when referring to a balanced and fulfilling life overall. But what does it mean when someone refers to their financial wellness? Financial wellness encompasses all aspects of an individual\u2019s financial life, involving the goals, resources and decisions that create financial security and peace of mind.\n<p>Budgeting is a common practice to improve your overall financial wellness. Whether this is short-term or long-term, creating and following a budget can help align your financial goals, track your expenses, and manage your spending habits. The short-term finances that are included can help prep for the larger goals that are months, or years away. Consistently assessing your assets and your liabilities can enhance your overall financial wellness.<\/p>\n<p>While budgeting seems to be a simple equation to financial wellness, it\u2019s not the only aspect that should be considered. Investing and saving seemingly go hand in hand, but it\u2019s hard for individuals to determine what they should be spending more time, and money, on. Finding a good balance between practicing both will secure a nest egg for unforeseen or emergency expenses, as well as build your assets to help you reach those long-term goals.<\/p>\n<p>Practicing habits like budgeting, saving, and investing will get you to the goal of financial freedom both in the present, and in the future. Accomplishing both short and long-term goals can help you feel like your finances are under control. Retirement planning is a key part of achieving financial freedom, specifically for you and your family\u2019s future. The peace of mind that comes along with retirement planning will set you up for a secure retirement, where your finances don\u2019t need to be worried about.<\/p>\n<p>Working on your financial wellness means incorporating these strategies, plus some, in your day to day life. It\u2019s never too early or too late to start working on your financial wellness. Employing skills of financial literacy will provide you and your family with the life you want to live and strengthen your overall financial wellness now, and for the future.<\/p>\n<p>If you\u2019re ready to get personalized advice tailored to your unique situation, we\u2019ll show you in black and white a custom retirement income plan that is comprehensive, individualized and based on strategies that balance growth with downside protection. Get your\u00a0<a href=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/custom-retirement-paycheck-plan\/\" target=\"_blank\" rel=\"noopener\"><em><strong><span style=\"color: #ff0000;\">Custom Retirement Paycheck Plan<\/span><\/strong><\/em><\/a>\u00a0now!<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-2204 aligncenter\" src=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/05\/PBIO-Mock-Up-for-Weekly-Blogs-1.gif\" alt=\"\" width=\"600\" height=\"600\" loading=\"lazy\"><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/custom-retirement-paycheck-plan\/\" target=\"_blank\" rel=\"noopener\"><strong><em>Click here to learn more<\/em><\/strong><\/a><\/span><\/p>\n<p>\u00a0<\/p>\n<hr>\n<p>Sources:<\/p>\n<p>[1]<a href=\"https:\/\/www.forbes.com\/advisor\/investing\/financial-wellness\/#:~:text=Financial%20wellness%20is%20a%20relative,your%20overall%20quality%20of%20life\" target=\"_blank\" rel=\"noopener\">https:\/\/www.forbes.com\/advisor\/investing\/financialwellness\/#:~:text=Financial%20wellness%20is%20a%20relative,your%20overall%20quality%20of%20life<\/a>.<\/p>\n<\/body>","protected":false},"excerpt":{"rendered":"<p>The concept of wellness is used often, generally when referring to a balanced and fulfilling life overall. But what does it mean when someone refers to their financial wellness? Financial wellness encompasses all aspects of an individual\u2019s financial life, involving [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3246,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[83],"tags":[290,191],"class_list":["post-3245","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-planning","tag-financial-health","tag-financial-planning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Does Financial Wellness Really Mean? - The Wealth Guardians<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.thewealthguardians.com\/what-does-financial-wellness-really-mean\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Does Financial Wellness Really Mean? - The Wealth Guardians\" \/>\n<meta property=\"og:description\" content=\"The concept of wellness is used often, generally when referring to a balanced and fulfilling life overall. But what does it mean when someone refers to their financial wellness? Financial wellness encompasses all aspects of an individual\u2019s financial life, involving [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.thewealthguardians.com\/what-does-financial-wellness-really-mean\/\" \/>\n<meta property=\"og:site_name\" content=\"The Wealth Guardians\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-06T19:51:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.thewealthguardians.com\/wp-content\/uploads\/2023\/09\/September-20.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"899\" \/>\n\t<meta property=\"og:image:height\" content=\"599\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Brooks Brown\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brooks Brown\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.thewealthguardians.com\/what-does-financial-wellness-really-mean\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/what-does-financial-wellness-really-mean\/\"},\"author\":{\"name\":\"Brooks Brown\",\"@id\":\"https:\/\/www.thewealthguardians.com\/#\/schema\/person\/8d9c46b00a53c43619dcc5a1d6c76d59\"},\"headline\":\"What Does Financial Wellness Really Mean?\",\"datePublished\":\"2023-09-06T19:51:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/what-does-financial-wellness-really-mean\/\"},\"wordCount\":424,\"publisher\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/what-does-financial-wellness-really-mean\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2023\/09\/September-20.jpg\",\"keywords\":[\"Financial Health\",\"Financial Planning\"],\"articleSection\":[\"Financial Planning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.thewealthguardians.com\/what-does-financial-wellness-really-mean\/\",\"url\":\"https:\/\/www.thewealthguardians.com\/what-does-financial-wellness-really-mean\/\",\"name\":\"What Does Financial Wellness Really Mean? 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