{"id":2671,"date":"2022-03-30T14:53:46","date_gmt":"2022-03-30T18:53:46","guid":{"rendered":"https:\/\/www.thewealthguardians.com\/staging\/3023\/?p=2671"},"modified":"2022-03-30T14:53:46","modified_gmt":"2022-03-30T18:53:46","slug":"in-spring-some-thoughts-turn-to-retirement","status":"publish","type":"post","link":"https:\/\/www.thewealthguardians.com\/staging\/3023\/in-spring-some-thoughts-turn-to-retirement\/","title":{"rendered":"In Spring, Some Thoughts Turn to Retirement"},"content":{"rendered":"

<\/p>\"\"It\u2019s never too early to start planning for a comfortable retirement.\n

Consider this: At age 65, only five out of every 100 retirees are financially independent. Twenty-two must continue working, 28 depend on Social Security, welfare, or charity and 45 depend on relatives for some (or all) of their support.<\/p>\n

The right advance planning will help you have the right strategy in place to live the kind of retirement you want. Naturally, money is a key component of retirement planning. All too often, people ignore their retirement needs until retirement is almost upon them and then find themselves financially unprepared. Generally, funding for most retirements comes from a combination of sources\u2013Social Security, a company retirement plan, and the individual\u2019s own retirement and investment program.<\/p>\n

During retirement, the expenses of buying a primary residence and raising a family are usually gone, so a comfortable retirement may be maintained with fewer dollars. Unless, of course, you are planning to spend your retirement globe-hopping, pursuing an expensive hobby, or in some other way that will require a substantial amount of funds. It\u2019s been estimated (conservatively) that most people need from 60 percent to 80 percent of their annual pre-retirement income during their retirement years.<\/p>\n

These are a few of the available options to help meet your needs if your estimated retirement expenses exceed your current income (and that may be the case for many of us!):<\/p>\n

    \n
  1. Set aside more<\/em> money in investments now<\/em>.<\/li>\n
  2. Look for investments that offer a better <\/em>rate of return. Products, such as annuities, offer a range of advantages in this area, and we can help you decide what is best suited to your financial goals.<\/li>\n
  3. Delay<\/em> retirement, or plan to work part-time while retired.<\/li>\n<\/ol>\n

    These days, people are staying healthier longer, and living longer lives. And 9 out of 10 people approaching retirement are concerned about outliving their savings. After all, when you leave the job you also leave behind your earned income. Add to those concerns of a significant investment loss in years just prior to or after retirement and you have the recipe for a devastating impact on your retirement lifestyle!<\/p>\n

    That\u2019s why we\u2019ve put our expertise to work on custom planning that those in the \u201cRetirement Red Zone\u201d can use to make confident decisions. Our Custom Retirement Paycheck Plan<\/strong><\/em><\/span><\/a> shows you in black and white how to turn retirement savings into predictable monthly income for life, create a growth bucket with stop loss protection, minimize taxes and plan for future health care costs.<\/p>\n

    Let us show you in black and white a custom retirement income plan that is comprehensive, individualized and based on strategies that balance growth with downside protection. Get your Custom Retirement Paycheck Plan<\/strong><\/em><\/span><\/a> now!<\/p>\n

    \"\"<\/a><\/p>\n

    \n

    >Click here to learn more<\/em><\/strong><\/span><\/a><\/p>\n<\/blockquote>\n

    Give us a call at our Charlotte office at (704) 248-8549, or our Clemmons office at (336) 391-3409. Or, click here to request a no-cost, no-obligation meeting<\/strong><\/em><\/span><\/a>.<\/p>\n

    \n

    [SOURCES & ADDITIONAL DISCLOSURES]<\/strong><\/p>\n

    Copyright \u00a9 2015 Liberty Publishing, Inc. All rights reserved. Distributed by Financial Media Exchange.<\/em><\/p>\n<\/body>","protected":false},"excerpt":{"rendered":"

    It\u2019s never too early to start planning for a comfortable retirement. Consider this: At age 65, only five out of every 100 retirees are financially independent. Twenty-two must continue working, 28 depend on Social Security, welfare, or charity and 45 […]<\/p>\n","protected":false},"author":3,"featured_media":2672,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[109],"tags":[161,203,65,49,28],"class_list":["post-2671","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement-planning","tag-annuities","tag-income-planning","tag-retirement-planning","tag-savings","tag-social-security"],"yoast_head":"\nIn Spring, Some Thoughts Turn to Retirement - The Wealth Guardians<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.thewealthguardians.com\/in-spring-some-thoughts-turn-to-retirement\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"In Spring, Some Thoughts Turn to Retirement - The Wealth Guardians\" \/>\n<meta property=\"og:description\" content=\"It\u2019s never too early to start planning for a comfortable retirement. 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