{"id":2380,"date":"2021-09-28T16:14:44","date_gmt":"2021-09-28T20:14:44","guid":{"rendered":"https:\/\/www.thewealthguardians.com\/staging\/3023\/?p=2380"},"modified":"2021-09-28T16:14:44","modified_gmt":"2021-09-28T20:14:44","slug":"4-financial-planning-essentials-to-ease-your-retirement-fears","status":"publish","type":"post","link":"https:\/\/www.thewealthguardians.com\/staging\/3023\/4-financial-planning-essentials-to-ease-your-retirement-fears\/","title":{"rendered":"4 Financial Planning Essentials to Ease Your Retirement Fears"},"content":{"rendered":"

<\/p>\"\"When it comes to planning for retirement, it\u2019s easy to get overwhelmed. Putting together a financial strategy can be complicated at any time of life, with changing regulations, ups and downs in the market, and disagreements \u2013 even among the better-known investment advisers \u2013 about the best ways to save and spend money. And the closer you get to actually stopping that regular paycheck, the scarier things can get.\n

More than half of pre-retirees report feeling anxious about their impending retirement and worry they will run out of money, according to a recent Ameriprise Financial study. What did they say made them feel more confident? Having a plan in place. If you\u2019re ready to take control, talk to a financial adviser about these four financial planning essentials:<\/p>\n

    \n
  1. Put a tangible and comprehensive retirement plan in place.<\/strong><\/li>\n<\/ol>\n

    Find a financial adviser who specializes in advance planning \u2014 not just investment planning, but also income planning (making sure you\u2019re paying yourself the right way in retirement), tax planning strategies (minimizing your exposure so you\u2019re not paying more than you have to), health care planning (finding the right Medicare plan for you and considering your long-term care needs) and legacy planning strategies (assuring your assets will pass efficiently to the people and\/or charities of your choice). Then gather up your paperwork and get ready to get comprehensive.<\/p>\n

      \n
    1. Make sure your plan includes transitioning from growth to income investing.<\/strong><\/li>\n<\/ol>\n

      People tend to get stuck in one investing strategy. They spend so many years trying to accumulate money, they forget to make the shift from the growth phase to the income phase when they retire.<\/p>\n

      One common mistake is to start taking systematic withdrawals \u2013 a set dollar amount \u2013 without changing to an income-type portfolio. That\u2019s fine if the market is up: You make money, you take money \u2013 no harm, no foul. But if you\u2019re pulling out money in a down market, you\u2019re increasing the odds of running low on \u2013 or out of \u2013 funds.<\/p>\n

      Rework your plan to preserve your money as the years pass.<\/p>\n

        \n
      1. Be aware of fees and overpaying to own your investments.<\/strong><\/li>\n<\/ol>\n

        Imagine you\u2019re on a cruise and there are icebergs in the water. You know what\u2019s above the water because you can see it, but you have no idea what\u2019s below the surface. It\u2019s the same thing in the financial planning industry: Advisers\u2019 fees or the stated expense ratios on mutual funds are above the water and pretty easy to spot. But you really don\u2019t know what\u2019s below the surface unless you have a thorough evaluation of your portfolio.<\/p>\n

        People will think that they\u2019re paying just 1% to their advisers. But what they don\u2019t realize is that their portfolio is getting hit with another 4% or 5% in additional mutual fund costs or other expenses. Making sure your underlying investments are as cost efficient as possible is going to put more money in your pocket.<\/p>\n

          \n
        1. Consider a retirement income annuity to create a pension-like income in retirement.<\/strong><\/li>\n<\/ol>\n

          A lot of people are retiring without a pension today. But they do have 401(k), 403(b) or 457 plans, and when they retire, they can use that money to create their own pension. Properly structured annuities with income benefits can make it unlikely that you will run out of money for as long as you live. Look for one that has an inflation hedge, so you don\u2019t buy into a set figure today that won\u2019t be enough if you live 20 or 30 years in retirement.<\/p>\n

          After all, a long retirement should be your goal \u2014 not your worst nightmare.<\/p>\n

          Let us show you in black and white a custom retirement income plan that is comprehensive, individualized and based on strategies that balance growth with downside protection. Get your\u00a0Custom Retirement Paycheck Plan<\/strong><\/em><\/span><\/a>\u00a0now!<\/p>\n

          \"\"<\/a><\/p>\n

          \n

          >Click here to learn more about this FREE report<\/strong><\/em><\/span><\/a><\/p>\n<\/blockquote>\n

          Our\u00a0Custom Retirement Paycheck Plan<\/strong><\/em><\/span><\/a>\u00a0shows how to protect your retirement from the risks of unexpected market swings, tax changes, and health care expenses using a mathematically tested strategy to create lifetime income allowing you to stop worrying about outliving your money and get on with enjoying the rest of your life.<\/p>\n

          Give us a call at our Charlotte office at (704) 248-8549, or our Clemmons office at (336) 391-3409. Or, click here to request a no-cost, no-obligation meeting<\/strong><\/em><\/span><\/a>.<\/p>\n

          \n

          [SOURCES & ADDITIONAL DISCLOSURES]<\/strong><\/p>\n

          Copyright \u00a9 2019 The Kiplinger Washington Editors. All rights reserved. Distributed by Financial Media Exchange.<\/em><\/p>\n<\/body>","protected":false},"excerpt":{"rendered":"

          When it comes to planning for retirement, it\u2019s easy to get overwhelmed. Putting together a financial strategy can be complicated at any time of life, with changing regulations, ups and downs in the market, and disagreements \u2013 even among the […]<\/p>\n","protected":false},"author":3,"featured_media":2382,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[109],"tags":[214,213,215,212,158,156,157,62,210,211],"class_list":["post-2380","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement-planning","tag-fees","tag-growth-to-income-investing","tag-overpaying","tag-plan","tag-pre-retirement","tag-retire","tag-retiree","tag-retirement","tag-retirement-plan","tag-strategy"],"yoast_head":"\n4 Financial Planning Essentials to Ease Your Retirement Fears - The Wealth Guardians<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 Financial Planning Essentials to Ease Your Retirement Fears - The Wealth Guardians\" \/>\n<meta property=\"og:description\" content=\"When it comes to planning for retirement, it\u2019s easy to get overwhelmed. Putting together a financial strategy can be complicated at any time of life, with changing regulations, ups and downs in the market, and disagreements \u2013 even among the […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/\" \/>\n<meta property=\"og:site_name\" content=\"The Wealth Guardians\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-28T20:14:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.thewealthguardians.com\/wp-content\/uploads\/2021\/09\/10.29.21-BLOG-IMAGE-FOR-WEBSITE.png\" \/>\n\t<meta property=\"og:image:width\" content=\"560\" \/>\n\t<meta property=\"og:image:height\" content=\"315\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Brooks Brown\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brooks Brown\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/\"},\"author\":{\"name\":\"Brooks Brown\",\"@id\":\"https:\/\/www.thewealthguardians.com\/#\/schema\/person\/8d9c46b00a53c43619dcc5a1d6c76d59\"},\"headline\":\"4 Financial Planning Essentials to Ease Your Retirement Fears\",\"datePublished\":\"2021-09-28T20:14:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/\"},\"wordCount\":751,\"publisher\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/09\/10.29.21-BLOG-IMAGE-FOR-WEBSITE.png\",\"keywords\":[\"fees\",\"growth to income investing\",\"overpaying\",\"plan\",\"Pre-Retirement\",\"Retire\",\"Retiree\",\"Retirement\",\"retirement plan\",\"strategy\"],\"articleSection\":[\"Retirement Planning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/\",\"url\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/\",\"name\":\"4 Financial Planning Essentials to Ease Your Retirement Fears - The Wealth Guardians\",\"isPartOf\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/09\/10.29.21-BLOG-IMAGE-FOR-WEBSITE.png\",\"datePublished\":\"2021-09-28T20:14:44+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#primaryimage\",\"url\":\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/09\/10.29.21-BLOG-IMAGE-FOR-WEBSITE.png\",\"contentUrl\":\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/09\/10.29.21-BLOG-IMAGE-FOR-WEBSITE.png\",\"width\":560,\"height\":315},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.thewealthguardians.com\/staging\/3023\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"4 Financial Planning Essentials to Ease Your Retirement Fears\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.thewealthguardians.com\/#website\",\"url\":\"https:\/\/www.thewealthguardians.com\/\",\"name\":\"The Wealth Guardians\",\"description\":\"Protecting your retirement from market loss with Safe money strategies\",\"publisher\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.thewealthguardians.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.thewealthguardians.com\/#organization\",\"name\":\"The Wealth Guardians\",\"url\":\"https:\/\/www.thewealthguardians.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.thewealthguardians.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2019\/04\/Logo450.png\",\"contentUrl\":\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2019\/04\/Logo450.png\",\"width\":450,\"height\":343,\"caption\":\"The Wealth Guardians\"},\"image\":{\"@id\":\"https:\/\/www.thewealthguardians.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.thewealthguardians.com\/#\/schema\/person\/8d9c46b00a53c43619dcc5a1d6c76d59\",\"name\":\"Brooks Brown\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.thewealthguardians.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/fb95231ac51d061d5a863a5c9e6de6cd18cc97ffd5cc0855c5154a918956dd87?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/fb95231ac51d061d5a863a5c9e6de6cd18cc97ffd5cc0855c5154a918956dd87?s=96&d=mm&r=g\",\"caption\":\"Brooks Brown\"},\"sameAs\":[\"https:\/\/shoutoutllc.com\"],\"url\":\"https:\/\/www.thewealthguardians.com\/staging\/3023\/author\/brooks\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"4 Financial Planning Essentials to Ease Your Retirement Fears - The Wealth Guardians","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/","og_locale":"en_US","og_type":"article","og_title":"4 Financial Planning Essentials to Ease Your Retirement Fears - The Wealth Guardians","og_description":"When it comes to planning for retirement, it\u2019s easy to get overwhelmed. Putting together a financial strategy can be complicated at any time of life, with changing regulations, ups and downs in the market, and disagreements \u2013 even among the […]","og_url":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/","og_site_name":"The Wealth Guardians","article_published_time":"2021-09-28T20:14:44+00:00","og_image":[{"width":560,"height":315,"url":"https:\/\/www.thewealthguardians.com\/wp-content\/uploads\/2021\/09\/10.29.21-BLOG-IMAGE-FOR-WEBSITE.png","type":"image\/png"}],"author":"Brooks Brown","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Brooks Brown","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#article","isPartOf":{"@id":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/"},"author":{"name":"Brooks Brown","@id":"https:\/\/www.thewealthguardians.com\/#\/schema\/person\/8d9c46b00a53c43619dcc5a1d6c76d59"},"headline":"4 Financial Planning Essentials to Ease Your Retirement Fears","datePublished":"2021-09-28T20:14:44+00:00","mainEntityOfPage":{"@id":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/"},"wordCount":751,"publisher":{"@id":"https:\/\/www.thewealthguardians.com\/#organization"},"image":{"@id":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#primaryimage"},"thumbnailUrl":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/09\/10.29.21-BLOG-IMAGE-FOR-WEBSITE.png","keywords":["fees","growth to income investing","overpaying","plan","Pre-Retirement","Retire","Retiree","Retirement","retirement plan","strategy"],"articleSection":["Retirement Planning"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/","url":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/","name":"4 Financial Planning Essentials to Ease Your Retirement Fears - The Wealth Guardians","isPartOf":{"@id":"https:\/\/www.thewealthguardians.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#primaryimage"},"image":{"@id":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#primaryimage"},"thumbnailUrl":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/09\/10.29.21-BLOG-IMAGE-FOR-WEBSITE.png","datePublished":"2021-09-28T20:14:44+00:00","breadcrumb":{"@id":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#primaryimage","url":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/09\/10.29.21-BLOG-IMAGE-FOR-WEBSITE.png","contentUrl":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/09\/10.29.21-BLOG-IMAGE-FOR-WEBSITE.png","width":560,"height":315},{"@type":"BreadcrumbList","@id":"https:\/\/www.thewealthguardians.com\/4-financial-planning-essentials-to-ease-your-retirement-fears\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.thewealthguardians.com\/staging\/3023\/"},{"@type":"ListItem","position":2,"name":"4 Financial Planning Essentials to Ease Your Retirement Fears"}]},{"@type":"WebSite","@id":"https:\/\/www.thewealthguardians.com\/#website","url":"https:\/\/www.thewealthguardians.com\/","name":"The Wealth Guardians","description":"Protecting your retirement from market loss with Safe money strategies","publisher":{"@id":"https:\/\/www.thewealthguardians.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.thewealthguardians.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.thewealthguardians.com\/#organization","name":"The Wealth Guardians","url":"https:\/\/www.thewealthguardians.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.thewealthguardians.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2019\/04\/Logo450.png","contentUrl":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2019\/04\/Logo450.png","width":450,"height":343,"caption":"The Wealth Guardians"},"image":{"@id":"https:\/\/www.thewealthguardians.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.thewealthguardians.com\/#\/schema\/person\/8d9c46b00a53c43619dcc5a1d6c76d59","name":"Brooks Brown","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.thewealthguardians.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/fb95231ac51d061d5a863a5c9e6de6cd18cc97ffd5cc0855c5154a918956dd87?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fb95231ac51d061d5a863a5c9e6de6cd18cc97ffd5cc0855c5154a918956dd87?s=96&d=mm&r=g","caption":"Brooks Brown"},"sameAs":["https:\/\/shoutoutllc.com"],"url":"https:\/\/www.thewealthguardians.com\/staging\/3023\/author\/brooks\/"}]}},"_links":{"self":[{"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/posts\/2380","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/comments?post=2380"}],"version-history":[{"count":1,"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/posts\/2380\/revisions"}],"predecessor-version":[{"id":2383,"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/posts\/2380\/revisions\/2383"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/media\/2382"}],"wp:attachment":[{"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/media?parent=2380"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/categories?post=2380"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-json\/wp\/v2\/tags?post=2380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}