{"id":2281,"date":"2021-07-01T07:59:02","date_gmt":"2021-07-01T11:59:02","guid":{"rendered":"https:\/\/www.thewealthguardians.com\/staging\/3023\/?p=2281"},"modified":"2021-07-01T07:59:02","modified_gmt":"2021-07-01T11:59:02","slug":"a-recipe-for-retirement-savings","status":"publish","type":"post","link":"https:\/\/www.thewealthguardians.com\/staging\/3023\/a-recipe-for-retirement-savings\/","title":{"rendered":"A \u201cRecipe\u201d for Retirement Savings"},"content":{"rendered":"<body><p><\/p><img decoding=\"async\" class=\"wp-image-2283 alignright\" src=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/07\/7.2.21-BLOG-IMAGE-FOR-WEBSITE.png\" alt=\"\" width=\"498\" height=\"280\" loading=\"lazy\" srcset=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/07\/7.2.21-BLOG-IMAGE-FOR-WEBSITE-200x113.png 200w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/07\/7.2.21-BLOG-IMAGE-FOR-WEBSITE-300x169.png 300w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/07\/7.2.21-BLOG-IMAGE-FOR-WEBSITE-400x225.png 400w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/07\/7.2.21-BLOG-IMAGE-FOR-WEBSITE.png 560w\" sizes=\"auto, (max-width: 498px) 100vw, 498px\" \/>Do you dream of the day when you can retire and pursue your interests, travel, or simply relax from the pressure of the daily grind? In the past, retirement planning was a simpler process. Most retirees could count on employer-provided pension plans coupled with Social Security to furnish an adequate post-retirement income. Unfortunately, these two sources alone no longer provide sufficient funds for most people to maintain their pre-retirement standard of living especially when considering inflation, taxes and extended healthcare costs.\n<p>What\u2019s the best way to save for retirement? When cooking up a retirement income plan, one recipe combines annuities with life insurance. Another recipe might include a combination of fixed products and\u00a0 a portion of \u2018ingredients\u2019 in the stock market with strategies to limit downside risk. \u00a0Still another may be a combination of target funds and investments in real estate or alternatives like gold and silver. Which recipe you choose and how you mix these ingredients will vary depending on: 1) the number of years remaining until retirement; 2) how much you expect to receive from your employer, the government, and other sources; 3) your current savings; and \u00a0budget along with 4) your individual risk\/reward profile. It\u2019s important to keep in mind that what works for a neighbor or co-worker may not be right for you.<\/p>\n<p><strong>Start Soon, Save More <\/strong><\/p>\n<p>It\u2019s never too soon to begin a retirement savings program. The longer your planning horizon, the more choices you\u2019ll have in selecting the best investments for your needs, and the more time you\u2019ll have for your money to grow. Also, the sooner you start working with a professional specializing in retirement income planning vs. an advisor that focuses only on growth is the ability to adjust your plan as life and economic circumstances change.<\/p>\n<p>Our\u00a0<a href=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/custom-retirement-paycheck-plan\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #ff0000;\"><strong><em>Custom Retirement Paycheck Plan<\/em><\/strong><\/span><\/a>\u00a0shows how to protect your retirement from the risks of unexpected market swings, tax changes, and health care expenses using a mathematically tested strategy to create lifetime income allowing you to stop worrying about outliving your money and get on with enjoying the rest of your life.<\/p>\n<p>Let us show you in black and white a custom retirement income plan that is comprehensive, individualized and based on strategies that balance growth with downside protection. Get your\u00a0<a href=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/custom-retirement-paycheck-plan\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #ff0000;\"><strong><em>Custom Retirement Paycheck Plan<\/em><\/strong><\/span><\/a>\u00a0now<\/p>\n<p><a href=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/custom-retirement-paycheck-plan\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"aligncenter wp-image-2204 size-full\" src=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2021\/05\/PBIO-Mock-Up-for-Weekly-Blogs-1.gif\" alt=\"\" width=\"600\" height=\"600\" loading=\"lazy\"><\/a><\/p>\n<blockquote>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/custom-retirement-paycheck-plan\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #ff0000;\"><strong><em>&gt;Click here to learn more about this FREE report.<\/em><\/strong><\/span><\/a><\/p>\n<\/blockquote>\n<p>Give us a call at our Charlotte office at (704) 248-8549, or our Clemmons office at (336) 391-3409. Or, <a href=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/landing\/?inf_contact_key=dd827bb4650f0bf88549d4f30e9761d8\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #ff0000;\"><strong><em><u>click here to request a no-cost, no-obligation meeting.<\/u><\/em><\/strong><\/span><\/a><\/p>\n<hr>\n<p><strong>[SOURCES &amp; ADDITIONAL DISCLOSURES]<\/strong><\/p>\n<p>Copyright \u00a9 2015 Liberty Publishing, Inc. All rights reserved Distributed by Financial Media Exchange.<\/p>\n<\/body>","protected":false},"excerpt":{"rendered":"<p>Do you dream of the day when you can retire and pursue your interests, travel, or simply relax from the pressure of the daily grind? In the past, retirement planning was a simpler process. Most retirees could count on employer-provided [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-2281","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A \u201cRecipe\u201d for Retirement Savings - The Wealth Guardians<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.thewealthguardians.com\/a-recipe-for-retirement-savings\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A \u201cRecipe\u201d for Retirement Savings - The Wealth Guardians\" \/>\n<meta property=\"og:description\" content=\"Do you dream of the day when you can retire and pursue your interests, travel, or simply relax from the pressure of the daily grind? In the past, retirement planning was a simpler process. 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