{"id":1315,"date":"2020-08-11T14:08:03","date_gmt":"2020-08-11T18:08:03","guid":{"rendered":"https:\/\/www.thewealthguardians.com\/staging\/3023\/?p=1315"},"modified":"2022-01-07T12:39:51","modified_gmt":"2022-01-07T17:39:51","slug":"americans-exploring-insurance-options","status":"publish","type":"post","link":"https:\/\/www.thewealthguardians.com\/staging\/3023\/americans-exploring-insurance-options\/","title":{"rendered":"Americans Exploring Insurance Options"},"content":{"rendered":"<body><p><\/p><img decoding=\"async\" class=\"size-full wp-image-1317 aligncenter\" src=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.28_-_Blog_Image_for_Website.png\" alt=\"\" width=\"560\" height=\"315\" loading=\"lazy\" srcset=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.28_-_Blog_Image_for_Website-200x113.png 200w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.28_-_Blog_Image_for_Website-300x169.png 300w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.28_-_Blog_Image_for_Website-400x225.png 400w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.28_-_Blog_Image_for_Website.png 560w\" sizes=\"auto, (max-width: 560px) 100vw, 560px\" \/>\n<p>In our uncertain climate, it\u2019s unsurprising that when American investors are thinking about their financial strategy, that the topic of life insurance comes up.<\/p>\n<p>For some, it\u2019s always been front of mind. For younger investors, it may be a new consideration. Either way, it\u2019s in many people\u2019s thoughts, and that\u2019s not unusual when the economy encounters turbulence. In May 2020, life insurance applications shot up 5.2% from the previous year.<sup>1<\/sup><\/p>\n<p>The good news for anyone looking to add life insurance coverage or make changes to their existing coverage is that making those changes is often just the matter of a conversation with your trusted insurance professional and a few forms. I look forward to having that conversation, answering your questions, and exploring the choices available.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-1300 aligncenter\" src=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.7_-_Weekly_Blog_-_Whitepaper_Offer_Image__for_Website_5_Things_Your_Retirement_Plan_Needs.png\" alt=\"\" width=\"760\" height=\"150\" loading=\"lazy\" srcset=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.7_-_Weekly_Blog_-_Whitepaper_Offer_Image__for_Website_5_Things_Your_Retirement_Plan_Needs-200x39.png 200w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.7_-_Weekly_Blog_-_Whitepaper_Offer_Image__for_Website_5_Things_Your_Retirement_Plan_Needs-300x59.png 300w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.7_-_Weekly_Blog_-_Whitepaper_Offer_Image__for_Website_5_Things_Your_Retirement_Plan_Needs-400x79.png 400w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.7_-_Weekly_Blog_-_Whitepaper_Offer_Image__for_Website_5_Things_Your_Retirement_Plan_Needs-600x118.png 600w, https:\/\/www.thewealthguardians.com\/staging\/3023\/wp-content\/uploads\/2020\/08\/8.7_-_Weekly_Blog_-_Whitepaper_Offer_Image__for_Website_5_Things_Your_Retirement_Plan_Needs.png 760w\" sizes=\"auto, (max-width: 760px) 100vw, 760px\" \/><\/p>\n<blockquote>\n<p style=\"text-align: center;\"><a href=\"https:\/\/il253.infusionsoft.com\/app\/page\/white-paper-request5things-action-steps\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color: #ff0000;\"><strong><em>&gt; CLICK HERE TO GET YOUR COPY OF OUR FREE GUIDE<\/em><\/strong><\/span><\/a><\/p>\n<\/blockquote>\n<p>Keep in mind that several factors will affect the cost and availability of life insurance, including age, health, and the type and amount of insurance purchased.<\/p>\n<p>It\u2019s also worth noting that life insurance policies have expenses, including mortality and other charges. If a policy is surrendered prematurely, the policyholder also may pay surrender charges and have income tax implications.<\/p>\n<p>You should consider determining whether you are insurable before implementing a strategy involving life insurance. Any guarantees associated with a policy are dependent on the ability of the issuing insurance company to continue making claim payments.<\/p>\n<p>Contact us today and we will work with you to establish a plan that will help keep you on track towards maximizing your financial potential. <a href=\"https:\/\/www.thewealthguardians.com\/staging\/3023\/landing\/?inf_contact_key=dd827bb4650f0bf88549d4f30e9761d8\" target=\"_blank\" rel=\"noopener noreferrer\"><strong><span style=\"color: #ff0000;\"><em><u>Click here<\/u><\/em><\/span><\/strong><\/a> or call our office to request a no-cost, no-obligation meeting. We\u2019ll work with you to establish a plan that will help you retire the job, but not the paycheck.<\/p>\n<hr>\n<p>Sources:<\/p>\n<p>1. FinancialPlanning.com, June 17, 2020<\/p>\n<p>The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite, LLC, is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.<\/p>\n<\/body>","protected":false},"excerpt":{"rendered":"<p>In our uncertain climate, it\u2019s unsurprising that when American investors are thinking about their financial strategy, that the topic of life insurance comes up. For some, it\u2019s always been front of mind. For younger investors, it may be a new [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1317,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[1],"tags":[25,64,66,65],"class_list":["post-1315","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-coronavirus","tag-life-insurance","tag-market-volatility","tag-retirement-planning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Americans Exploring Insurance Options - The Wealth Guardians<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.thewealthguardians.com\/americans-exploring-insurance-options\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Americans Exploring Insurance Options - The Wealth Guardians\" \/>\n<meta property=\"og:description\" content=\"In our uncertain climate, it\u2019s unsurprising that when American investors are thinking about their financial strategy, that the topic of life insurance comes up. 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