“Keep Calm.” Advice that seems more difficult to follow these days. Because of the novel coronavirus (COVID-19)’s effects on the financial markets, not panicking may be easier said than done. During this webinar Doug and Brice address the recent market volatility, and how such events might affect your current retirement strategy.
- How to avoid personal disaster in the face of wild market dips.
- Avoiding a health care financial calamity with elevated health risks.
- Techniques to shelter your savings from taxes that the wealthy have been using for generations.
- And much more!
The financial markets may be volatile, but we can help with a plan that will minimize the impact on your retirement. If you are unsure about your exposure to market risk and how it will impact your income in retirement you can act today! Start by registering for this complimentary webinar.
MEET THE EXPERTS
Doug Ray, MBA, ChFC, RICP®
President, The Wealth Guardians
Doug has been a financial advisor for more than 30 years and specializes in working with those approaching or in retirement. He holds designations as a Chartered Financial Consultant ChFC®, Retirement Income Certified Professional RICP ®, CLTC and has been recognized as a Top of the Table insurance professional for the last 9 years. These designations have strict educational and ethical standards and are considered top industry credentials.
Born in Winston, Doug graduated from East Carolina University in 1979 then served 8 years of active duty in the U.S. Navy as a combat aviator and instructor. During his instructor tour in Pensacola he completed his MBA with a concentration in finance. He and his family returned to N.C. in 1988 where Doug worked for Merrill Lynch for almost 10 years. In 1998 Doug opened his practice as an independent financial advisor in order to offer his clients the best financial products for their goals without the pressure of corporate financial firms. He has offices in South Charlotte and Clemmons with clients throughout North and South Carolina.
Brice Payne
Investment Advisor Representative, The Wealth Guardians
Brice has been a licensed and practicing Investment Advisor Representative since 2010. After working with T Rowe Price and PNC Investments, Brice moved to Winston Salem in 2017 with his wife, Bele, who works in cardio thoracic medicine at Wake Baptist. In the last several years Brice has focused on creating financial plans for those in or approaching retirement. He understands the importance of not taking unnecessary risks and how various forms of guaranteed income in retirement can provide security and peace of mind.
Brice hold his Series 65 license and is certified with the National Social Security Association. Brice graduated from The University of Redlands with a degree in Communications. Upon getting his teaching certificate from The University of Colorado at Boulder, he served in The Peace Corps in Honduras for two years. After starting his own family, he moved from education to advising, where he now thrives on helping clients create a sound financial plan so they can make the most of their retirement years.
DISCLOSURE:
Investment advisory and financial planning services are offered through Alphastar Capital Management LLC (“Alphastar”), a SEC registered investment adviser. Wealth Navigators and Alphastar Capital Management, LLC are separate and independent entities. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Wealth Guardians offers insurance products through individuals licensed to sell insurance. Comments regarding guaranteed returns or income streams refer only to fixed insurance products offered by Wealth Guardians and, unless specifically stated, do not refer in any way to securities or investment advisory products offered by Alphastar. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company and are not offered or guaranteed by Alphastar.