Upcoming Events
March 2026
TAX PLANNING DURING THE FOUR STAGES OF RETIREMENT
Thursday, March 12th or Tuesday, March 17th
@ 6:30 pm
Broyhill Annex
3554 Clemmons Road, Suite 001
Clemmons, NC 27012
Join us Thursday, March 12th or Tuesday, March 17th at 6:30PM in Clemmons for our upcoming workshop Tax Planning During the Four Stages of Retirement. There is no cost or obligation to attend this event, but seating is limited and registration is required.Recent legislative changes resulted in nearly 100 changes to retirement plans. These regulations and TAX CHANGES are the most comprehensive updates to retirement accounts in 40 years. You could be impacted by new rules around RMDs, ROTHs, catch-up and charitable contributions, Long Term Care and Surviving Spouse benefits.
What does all this mean for you?
How you plan for taxes during the four stages of retirement CAN impact your lifestyle. If your only focus is market returns, you could miss a big risk to your retirement.
We’ll discuss:
- How to potentially pay far less on your retirement income
- How the IRS ruling of the Secure Act could impact your RMDs
- How to avoid tax time bombs in your IRAs
- How to create tax-free income from your current qualified accounts moving forward
- How Qualified Charitable Distributions can be a tax-smart way to support charitable giving
- How and when you can use taxable, tax-deferred, and tax-free assets to manage your income and tax brackets efficiently
The Wealth Guardians have helped hundreds of local families make informed decisions on tax mitigation as part of their overall retirement plan. You should know what your “after-tax” retirement savings picture looks like BEFORE retiring.
There is no cost or obligation to attend this informative workshop. The material covered during these events is most applicable for adults between the ages of 58 and 75. In addition, the tax strategies we discuss are designed for those with at least $400,000 saved toward retirement.
Please no children, brokers, advisors or other agents.
May 2026
SOCIAL SECURITY PLANNING – MAXIMIZING YOUR BENEFIT
Thursday, May 7th or Tuesday, May 12th
@ 6:30 pm
Broyhill Annex
3554 Clemmons Road, Suite 001
Clemmons, NC 27012
Join us Thursday, May 7th or Tuesday, May 12th at 6:30pm in Clemmons for our workshop – SOCIAL SECURITY PLANNING – Maximizing Your Benefit. There event is free to attend, but seating is limited and registration is required.
No matter how much you’ve saved for retirement, one of the most important elements of retirement income planning is understanding how Social Security works to ensure you’re getting every penny you’re entitled to. Maximizing your Social Security can extend the life of your other retirement assets and ultimately put more money in your pocket.
Making the best decision about when to apply for your Social Security is complex and can make a substantial difference in your income and standard of living in retirement. Social Security is too important to leave to guesswork.
Join Doug Ray, MBA, ChFC, RICP ®, Brice Payne, RICP ®, Investment Adviser Representative, and Garrett Ray, MBA, Investment Adviser Representative for this must-attend educational event. Both Doug and Brice also hold the National Social Security Advisor accreditation.
Topics to be Discussed include
- How to reduce taxation on your Social Security after you start receiving your benefits
- How spousal and survivor benefits can impact your claiming strategy
- How special claiming strategies may increase your total benefits
- How to avoid common mistakes that could cost you thousands in lost benefits
- How to plan Social Security with all other sources of retirement income and potentially pay far less on your income
Legislators have proposed a host of changes to Social Security and Medicare including raising the payroll tax cap, the retirement age, the way cost-of-living adjustments are measured and rules for ancillary benefits. NOW is the time to get the facts about your benefit options.
The Wealth Guardians have helped hundreds of local families make informed decisions on Social Security filing strategies as part of their overall retirement plan.
A light dinner will be served. This is an educational event and no products are sold.
The material covered during these events is most applicable for adults between the ages of 59 and 65 who haven’t yet claimed their Social Security benefit. In addition, the tax and Social Security strategies we discuss are designed for those who have saved at least $400K or more for their retirement. Please no children, brokers, advisors or other agents.
Registration Opens April 20th, 2026.
