Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content Ready for Retirement? Are you ready for retirement? Here are five words you should consider. Social Security: The Elephant in the Room Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.